The Case for International Investing
Adding a moderate amount of international stocks to your portfolio can help both reduce volatility and enhance returns. One of the most common objections I hear from new clients when walking them through my portfolio recommendations is why the need for international diversification. Many are frightened by what they read in the news about various […]
Constructing a Legacy Minded Portfolio
Creating a financial plan to help you meet your legacy goals isn’t about implementing one or two specific strategies, but instead is about looking at all your financial decisions through the lens of those legacy goals, and that includes the construction of your investment portfolio. While constructing an appropriate investment portfolio is relevant to every […]
Bonds in a Rising Interest Rate Environment
With interest rates at historic lows, many investors feel nervous having bonds in their portfolio, given that bond prices have an inverse relationship to interest rates: when interest rates start to go back up, bond values will fall, causing principal losses for bond portfolios. And while this inverse relationship is accurate, I hope to show […]
Tax Loss Harvesting for Taxable Accounts
Tax loss harvesting can be used in taxable brokerage accounts to maximize legacy giving impact. In previous blog posts, I’ve discussed various tax-advantaged accounts that can help you build your legacy, both for charitable giving purposes and to pass along to heirs. But what if you’ve maxed out these savings vehicles and still have discretionary […]